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mortgage points worth it

Are Mortgage Points Worth It? Running the Break-Even Before You Pay

A lender offers you a lower mortgage rate if you pay extra at closing. Tempting? Certainly. But the question is not how attractive the rate …

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mortgage for self-employed buyers

Getting a Mortgage When You’re Self-Employed: Proving Income Lenders Accept

A freelancer can bring in $160,000 a year, pay every bill on time, and still receive a surprisingly modest mortgage preapproval. The issue is not …

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credit score needed to buy a house

What Credit Score Do You Need to Buy a House in the U.S.?

The credit score needed to buy a house is not a single magic number. A buyer with a 590 score might qualify for an FHA …

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